Step-by-Step Guide to Creating a Sub-Account
Overview of Sub-Accounts
- Expense Sub-Accounts: These accounts allow businesses to receive payments, make transactions directly from the sub-account, and transfer funds to their primary account. They offer full transaction capabilities.
Collection Sub-Accounts: These accounts are limited to receiving payments only. Businesses can transfer funds from the collection sub-account to their primary account, but cannot make direct transactions from the account.
Each sub-account will have its own unique details to facilitate receiving payments. If your business needs to create more than 10 sub-accounts, please contact Earnipay support at
business@earnipay.com to request additional accounts.
Step-by-Step Guide to Creating a Sub-Account
- Step 1: Log In to Your Business Account
Start by logging into your Earnipay business account using your credentials.
- Step 2: Access the Sub-Accounts Menu
On the sidebar, navigate to the “Account” menu. Under this, you will find a sub-menu labeled “Sub-Accounts.”
Click on the “Sub-Accounts” menu.
- Step 3: Click on 'Create New Account'
On the account screen, locate the “Create New Account” button. This button is your starting point for setting up a new sub-account.
Click on the “Create New Account” button to proceed.
- Step 4: Enter Account Details
A modal will appear, prompting you to enter the necessary details for the new sub-account:
Account Name: Enter a name for the sub-account. Note that this name will have your primary account name as a prefix.
Account Type: Select the type of sub-account you want to create. You can choose either “Expense” or “Collection” depending on your business needs.
- Step 5: Create the Sub-Account
After entering the account name and selecting the account type, click on the “Create” button.
The system will automatically set up your new sub-account with the specified details.
- Step 6: Access and Manage Sub-Accounts
All your created sub-accounts will be accessible from the “Accounts” table within the Earnipay business platform.
From this table, you can view the details of each sub-account, track transactions, and manage transfers between sub-accounts and the primary account.
- Additional Notes
Limit of Sub-Accounts: You can create up to 10 sub-accounts by default. For additional sub-accounts beyond this limit, contact Earnipay support at business@earnipay.com.
Account Management: Each sub-account functions with specific capabilities depending on whether it is set as an expense or collection account, making it easier to manage different financial streams within your business.